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  #1 (permalink)   Spam Kill
Old 05-16-2007, 11:47 PM
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Ericp501 Ericp501 is offline
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Wachovia Sucks!!!!!!!

WachoviaBank-Sucks.com

Its not just me...

So here is the deal.. As some of you know I have major shoulder problems and keep needing surgery. So I call wachovia and let them know my situation and ask if there is a way I can put a hold on my credit card so that I can't use it but also don't have to pay my monthly fees for 3 months while I'm out of work and I would catch up after.. after talking to like 3 dif people they tell me its fine and taken care of.. So now I go to my gym and put a hold on that membership so I don't have a payment going to my credit card that is being held... well when I opened my gym account wachoiva put a hold on the first payment for some reason and it pretty much sent me back a month and nobody told me this.. So the $25 gym membership goes onto my held credit card and I get a fee, this fee and the $25 puts me very close to my "student card" limit.. becasue the $25 charge went through it reactivates my card and I get hit with a late fee ($30) that late fee puts me over my limit and I get an overdraw fee ($40) and now they are telling me I need to pay $50 by the 28th or I get another ($30) fee.. Its total bullshyte.. and the best part is, I didn't get anything in the mail untill after the charge, late fee and overdraw fee already went through.. Now if my credit card has been reactivated, shouldn't they contact me? How am I supposed to know I'm gonna get a late fee.. I hate this bank and as soon as my card is paid off I'm long gone... Just needed to rant!!!
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  #2 (permalink)   Spam Kill
Old 05-17-2007, 11:37 AM
Xeller8 Xeller8 is offline
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LOL...I hear ya bud and can fully sympathize with you...

ALL credit card companies BLOW!...you get close to your limit and for some reason you have trouble making the payment on time then they hit you with a late fee which in turn then puts you over the limit so THEN they also hit you with an "over the limit fee" and before you know it your next payment is merely covering these extra charges IF that and it can start all over the next month due to interest throwing you over the limit again and another over the limit charge...it's a vicious circle...then to top it all off...they raise your interest rate and call it a "punitive interest rate"...UGH!!

It really makes sense doesn't it??...someone is running tight and has a problem making their payments so what do they do?...they charge you MORE!

It's basically legal loansharking.
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  #3 (permalink)   Spam Kill
Old 05-17-2007, 11:41 AM
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I am taking all the money I make for ECCI and putting it on my card.. which is flyin today FYI
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Old 10-15-2008, 10:00 PM
rsloads rsloads is offline
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  #7 (permalink)   Spam Kill
Old 10-25-2008, 10:52 PM
aaaawow aaaawow is offline
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Old 10-28-2008, 03:27 AM
pengyangying pengyangying is offline
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Last edited by pengyangying : 10-28-2008 at 03:33 AM.
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  #9 (permalink)   Spam Kill
Old 11-19-2008, 03:43 AM
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